With the sedentary lifestyle that most of us follow these days, we’ve become more vulnerable to health issues. Along with this, the coronavirus pandemic has also scared people a bit and now almost everyone is looking to buy health insurance. It is important to select health insurance carefully so as to cover all types of illnesses. We bring you information about the best health insurance in india that you can have a look at.
The best health insurance in India
Health insurance must be such that covers all types of illnesses. But when it comes to buying health insurance, the foremost thing that strikes the mind is – what’s best for the pocket? And thinking of that, here are the 5 best health insurance in India that you can choose from.
Care Plan by Care Health Insurance (Religare)
The Care Plan from Care Health Insurance is a health insurance policy that covers the medical expenses of occurring injuries, illness, or accidents. This health insurance is available in 5 variants:
- Care 3, also known as the super saver
- Care 4, also known as elite
- Care 5, also known as elite plus
- Care 6, also known as global
- Care 7, also known as global plus
Under these plans, policyholders have the option to choose between getting Rs 4 lakhs to Rs 6 crores insured for treating medical issues. The policy also offers add-on benefits like no-claim bonus super, unlimited automatic recharge, everyday care, smart select, global coverage, air ambulance, personal accident cover, and international second opinion, all of which can be availed by simply paying a little more premium.
Here’s a list of the best health insurance in India:
Star Family Health Optima Health Insurance Policy
The Star Optima Plan is also one health insurance that is considered as a super saver health product. It covers your entire family at a nominal premium. This means you can include health insurance for yourself, your spouse, and your dependent children aged between 16 to 25 years. This policy offers you lifetime renewability. It can easily be purchased by anyone between the age of 18 to 65 years.
Talking about the sum insured, you can choose between Rs 3 lakhs to Rs 25 lakhs. And the best part about this health insurance is that it offers 3 times automatic restoration of the sum insured by 100% for every complete exhaustion.
Max Bupa Health Companion Individual Health Insurance Policy
This health insurance policy is the ultimate financial supporter during the time of emergencies. This plan offers a sum insured ranging between Rs 2 lakhs and Rs 1 crore and can cover up to 19 relationships.
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Read more about the best health insurance in india below:
HDFC ERGO Health Insurance Optima Restore Family Plan (Apollo Munich)
HDFC Health Insurance Optima Restore Family Plan is one of the most popular health insurance plans offered by Apollo Munich. It covers anyone aged between 91 days to 65 years with sum insured options between Rs 3 lakhs to Rs 50 lakhs. Some of the incredible benefits offered under this plan include cover for pre and post hospitalization expenses, domiciliary treatment, air ambulance, etc. This plan also offers you Stay Active benefits which reward you for living an active lifestyle. You get a special bonus if you walk 10000 steps a day.
HDFC Ergo General Health Suraksha Gold Policy
The HDFC Ergo Health Suraksha Plan is an ideal choice for individuals and families. It covers you against major healthcare expenses, with sum insured options ranging between Rs 3 lakhs and Rs 10 lakhs. The best part about this policy is that there is no maximum age limit. It comes in several variants:
Each one of these variants includes a different sum insured options and benefits.
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